Protect What Matters Most: How Tokio Marine PremierUltra PA Saved a Malaysian Family

1. A Maria & Adam Story

Maria, a schoolteacher in Ampang, Kuala Lumpur, lived a happy life with her husband Adam and their two children. One evening, Adam was riding home after helping a friend when a sudden accident happened. His motorcycle skidded, and he was seriously injured.

Thankfully, Maria had purchased Tokio Marine PremierUltra PA, a comprehensive personal accident insurance plan, months earlier.

Thanks to this coverage:

• Adam’s medical expenses were fully coveredz
• Maria received financial support during his recovery
• The family avoided financial stress in a crisis

This story shows how PremierUltra PA can protect you and your loved ones when life takes an unexpected turn.

2. What Is Tokio Marine PremierUltra PA?

PremierUltra PA is a 24-hour worldwide personal accident insurance plan that provides financial protection for death, permanent disability, medical expenses, and other accident-related events. It is ideal for individuals and families who want comprehensive, affordable accident protection in Malaysia.

Key Features:

• 24/7 worldwide coverage
• Family plans with unlimited children
• Renewal bonus up to 120%
• Premiums starting as low as RM0.30/day
• Cashless hospital admission
• Coverage for natural disasters, civil commotion, riots, kidnapping, and more

3. Why PremierUltra PA Is the Best Personal Accident Insurance in Malaysia

1. Accidental Death & Permanent Disablement Coverage

Provides a lump sum if an accident results in death or permanent disability, giving your family financial security.

2. Medical Expenses Coverage

Covers hospital bills, surgeries, emergency treatment, rehabilitation, and prosthetics.

3. Extra Benefits

1. Funeral expenses
2. Daily hospital allowance
3. Bereavement allowance
4. Ambulance fees
5. Travel allowance for overseas emergencies
6. Nursing care

4. Family-Friendly Protection

1. Parents: Entry up to age 65, renewal up to 80
2. Children: 30 days to 18 years (or 23 if studying full-time)

4. How Tokio Marine PremierUltra PA Helps Malaysian Families

1. Financial Security During Emergencies – Reduce stress caused by accident-related medical bills.
2. 24-Hour Global Protection – Stay covered whether in Malaysia or overseas.
3. Value-Added Renewal Bonus – Increase your coverage each year.
4. Hassle-Free Claims – Transparent, easy-to-follow claims process.

Maria and Adam’s story show how a decision today can protect your family tomorrow.

Protect your family today with Tokio Marine PremierUltra PA. Get a free quote from Just Insure Sdn. Bhd. and enjoy peace of mind with 24-hour accident coverage. Chat online with us!

Have questions about how Tokio Marine PremierUltra Insurance cover? Chat online with us!

Important notes: This article is meant purely for informational purposes and does not constitute an offer, recommendation, solicitation or advise to buy or sell any product(s). It should not be relied upon as financial advice. The precise terms, conditions and exclusions of any products mentioned are specified in their respective policy contracts. Please seek independent financial advice before making any decision.

This advertisement has not been reviewed by the Bank Negara Malaysia.