As a homeowner or tenant in Singapore, safeguarding your property isn’t just a financial decision; it’s about securing your peace of mind. While mandatory HDB fire insurance covers the building’s basic structure, it often leaves your cherished home contents and valuable renovations vulnerable. This is precisely where GREAT Home Protect by Great Eastern shines, offering robust all-risks coverage tailored for modern Singaporean living.
Discover why this policy is becoming the go-to solution for home contents insurance and renovation insurance in Singapore, protecting everything from your condominium to your HDB flat.
1. GREAT Home Protect: Unrivalled All-Risks Coverage for Your Property
GREAT Home Protect delivers an inclusive shield against accidental loss or damage, going beyond typical policies to protect:
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Building Coverage: Secures the structural integrity and permanent fixtures installed by the developer or HDB (for homeowners).
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Renovation Coverage: Protects all improvements, fixtures, and fittings you or previous owners have invested in.
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Household Contents Insurance: Comprehensive protection for all your movable possessions, from electronics and furniture to jewellery and personal items.
Key Benefit: First Loss Coverage – No More Under-Insurance Penalties!
A standout feature of GREAT Home Protect is its First Loss protection. Unlike many traditional home insurance plans where a partial claim might be reduced if your property is under-insured, this policy eliminates that penalty. You’ll receive the full claim amount for your loss, up to your chosen sum insured, even if your total property value exceeds the insured amount. This offers superior financial protection and simplifies your decision-making for home contents insurance in Singapore.
2. Smart Benefits for Modern Singaporean Homeowners
Beyond core protection, GREAT Home Protect integrates innovative features designed for today’s lifestyle:
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24/7 Emergency Home Assistance: Facing a sudden plumbing leak, electrical outage, or a lockout? Immediate help is at hand. The policy covers reimbursement for critical emergency services like plumbing, electrical work, locksmith services, air-conditioning repairs, and pest control for up to two incidents annually.
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Green Home Benefits & Discounts: Embrace sustainability and save! Enjoy a 5% Green Discount on your premium if your home meets eco-friendly criteria. Plus, gain additional coverage: up to S$25,000 for solar panels and up to S$10,000 for Electric Vehicle (EV) chargers.
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Family Personal Accident Benefit: An added layer of security provides included coverage for you and your family members against death or permanent disability resulting from a covered accident.
3. Your Trusted Partner for Home Insurance: How Just Insure Pte. Ltd. Helps
While direct online purchases are convenient, partnering with a professional, licensed general insurance agency like Just Insure Pte. Ltd. significantly enhances your protection and ensures you secure the best value.
Here’s how Just Insure Pte. Ltd. simplifies your home insurance in Singapore journey:
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Expert Sum Insured Guidance: Avoid the common pitfall of under-insuring your home. Our experts at Just Insure Pte. Ltd. meticulously help you calculate the accurate replacement cost of your valuable contents and renovations. We ensure your chosen sum insured is optimal and that you fully leverage the power of First Loss Coverage to provide maximum protection for your home.
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Personalised Comparative Analysis: We don’t just sell policies; we provide clarity. Just Insure Pte. Ltd. conducts a thorough comparative analysis, explaining precisely how GREAT Home Protect outshines other home insurance plans and, critically, how it complements your existing HDB or mortgage fire insurance, addressing any potential gaps in your coverage.
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Streamlined Claims Advocacy: Should disaster strike, the claims process can be overwhelming. Just Insure Pte. Ltd. acts as your dedicated advocate, guiding you through every step. From assisting with initial documentation to directly liaising with Great Eastern, we ensure your renovation and contents claims are processed swiftly, efficiently, and with minimal stress for you. Our expertise aims to maximize your payout and expedite resolution.
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Optimised Policy Savings & Management: We help you unlock the best value. Our team advises on all available discounts, including the 10% discount for a 2-year plan and the 5% Green Discount. Beyond the initial purchase, Just Insure Pte. Ltd. offers ongoing support for renewals, policy amendments, and any questions, ensuring your home contents insurance remains comprehensive and up-to-date.
Secure Your Home Today with Expert Guidance
Your home is your most cherished asset and biggest investment. GREAT Home Protect delivers an unmatched combination of extensive all-risks coverage and practical benefits.
To gain comprehensive insights into your options and secure the ideal home insurance in Singapore, contact Just Insure Pte. Ltd. today. Let us help you protect your sanctuary and enjoy true peace of mind!
Have questions about how much personal accident insurance coverage to get? Chat online with us!
Important notes: This article is meant purely for informational purposes and does not constitute an offer, recommendation, solicitation or advise to buy or sell any product(s). It should not be relied upon as financial advice. The precise terms, conditions and exclusions of any products mentioned are specified in their respective policy contracts. Please seek independent financial advice before making any decision.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Author(s): Just Insure Singapore
